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Happy Thursday folks!

Here is my favorite passage of the week, two quotes and book of the week with two important lessons to ponder on:

Passage of the Week:

Author Heather Boneparth and Douglas Boneparth on secret to a happy marriage:

Two Quotes:

Book of the Week with 2 Important Lessons:

The book of the week is Grit: The Power of Passion and Perseverance by Angela Duckworth.

An enlightening and empowering book for anyone striving to succeed. In this must-read book for anyone striving to succeed, pioneering psychologist Angela Duckworth shows parents, students, educators, athletes, and business people that the secret to outstanding achievement is not just talent but a special blend of passion and persistence - GRIT.

Drawing on her own powerful story as the daughter of a scientist who frequently noted her lack of "genius," Duckworth, now a celebrated researcher and professor, describes her early eye-opening stints in teaching, business consulting, and neuroscience, which led to the hypothesis that what really drives success is not "genius" but a unique combination of passion and long-term perseverance.

Here are two important lessons from the book:

1) Effort Counts Twice:

Talent is how quickly your skills improve when you invest effort. Achievement is what happens when you take your acquired skills and use them.

When you consider individuals in identical circumstances, what each achieves depends on just two things, talent and effort. Talent, how fast we can improve in skill matters. But effort factors into the calculations twice, not once. Effort builds skill. At the very same time, effort makes skill productive. When it comes to how we fare in the marathon of life, effort counts tremendously. 

“The separation of talent and skill,” Actor Will Smith once pointed out, “is one of the greatest misunderstood concepts for people who are trying to excel, who have dreams, who want to do things. Talent, you have naturally. Skill is only developed by hours and hours and hours of beating on your craft.” In doing something over and over again, something that was never natural becomes almost second nature. Consistency of effort over the long run is everything.

2) Deliberate Practice:

Grit is not just about quantity of time devoted to interests, but also quality of time. Not just more time on task, but also better time on task. It is not that experts log more hours of practice. Rather, it’s that experts practice differently. Unlike most of us, experts are logging thousands upon thousands of hours of deliberate practice.

This is how experts practice: First, they set a stretch goal, zeroing in on just one narrow aspect of their overall performance. Rather than focus on what they already do well, experts strive to improve specific weaknesses. They intentionally seek out challenges they can’t yet meet. Then, with undivided attention and great effort, experts strive to reach their stretch goal. Interestingly, many choose to do so while nobody’s watching. Basketball great Kevin Durant has said, “I probably spend 70 percent of my time by myself, working on my game, just trying to fine-tune every single piece of my game.”

Then experts do it all over again, and again, and again. Until they have finally mastered what they set out to do. Until what was a struggle before is now fluent and flawless. Until conscious incompetence becomes unconscious competence. Then experts starts all over again with a new stretch goal. One by one, these subtle refinements add up to a dazzling mastery.

The primary motivation for doing effortful deliberate practice is to improve your skill. You’re concentrating one hundred percent, and you’ve deliberately set the level of challenge to exceed your current level of skill. You’re in “problem solving” mode, analyzing everything you do to bring it closer to the ideal – the goal you set at the beginning of the practice session. You’re getting feedback, and a lot of that feedback is about what you’re doing wrong, and you’re using that feedback to make adjustments and try again.

Books I am currently reading:

1929: Inside the Greatest Crash in Wall Street History and How It Shattered a Nation by Andrew Ross Sorkin. With 1929, Sorkin delivers an immersive, electrifying account of the most pivotal market collapse of all time with lessons that remain as urgent as ever. More than just a history, 1929 is a crucial blueprint for understanding the cycles of speculation, the forces that drive financial upheaval, and the warning signs we ignore at our peril.

Money Together: How to find fairness in your relationship and become an unstoppable financial team by Heather Boneparth and Douglas Boneparth. This has been a wise read so far. It emphasizes investing in each other and how to achieve shared financial success.